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Looking to Retire in Style?

When you decide to start planning for your future, an IRA is an excellent way to begin.  Whether you are looking to save for traveling, daily living expenses, or an education, we can help!

IRA Accounts

Traditional IRA's - Roth IRA's - Coverdell Education Savings Accounts


At GR Consumers Credit Union, we offer Traditional IRA's, Roth IRA's, and Coverdell Education Savings Accounts. These accounts earn a higher rate of interest than our regular savings accounts, and may offer a great tax deduction benefit. 

IRA deposits are insured separately from your other deposits at GRCCU.  The deposit insurance limit for IRA's is $250,000. 


Certificate Rates
Effective Date: Tuesday, June 25th, 2024
All at a minimum purchase of $500.00
TermAnnual Percentage Yield
6 month** 5.15% APY*
9 month** 1.00% APY*
12 month** 5.00% APY*
18 month 1.06% APY*
24 month 1.11% APY*
36 month 1.21% APY*
48 month 1.31% APY*
60 Month 1.41% APY*
12 month IRA 1.01% APY*
24 month IRA 1.11% APY*
36 month IRA 1.21% APY*
48 month IRA 1.31% APY*
60 month IRA 1.41% APY*
*Annual Percentage Yield. Rates are subject to change without notice. Gold and Platinum members are eligible for bonus rates. **Maximum deposit of $250,000.00 per member.


Savings Rates
Share Savings 0.10% APY*
Special Purpose 0.10% APY*
IRA 0.20% APY*
Money Market Account Up to 0.75% APY*
$1,000.00 to $9,999.99 0.30% APY*
$10,000.00 to $24,999.99 0.40% APY*
$25,000.00 to $49,999.99 0.45% APY*
$50,000.00 to $99,999.99 0.60% APY*
$100,000.00 or greater 0.75% APY*
*Annual Percentage Yield. Rates are subject to change without notice. Fees may reduce earnings.


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