IRA Accounts
At GR Consumers Credit Union, we offer Traditional IRA's, Roth IRA's, and Coverdell Education Savings Accounts. These accounts earn a higher rate of interest than our regular savings accounts, and may offer a great tax deduction benefit.
IRA deposits are insured separately from your other deposits at GRCCU. The deposit insurance limit for IRA's is $250,000.
| Certificate Rates | |
| Effective Date: Friday, December 8th, 2023 | |
| All at a minimum purchase of $500.00 | |
| Term | Annual Percentage Yield |
| 6 month | 0.91% APY* |
| 9 month** | 5.30% APY* |
| 12 month | 1.01% APY* |
| 13 Month** | 5.00% APY* |
| 18 month | 1.06% APY* |
| 24 month | 1.11% APY* |
| 36 month | 1.21% APY* |
| 48 month | 1.31% APY* |
| 60 Month | 1.41% APY* |
| 12 month IRA | 1.01% APY* |
| 24 month IRA | 1.11% APY* |
| 36 month IRA | 1.21% APY* |
| 48 month IRA | 1.31% APY* |
| 60 month IRA | 1.41% APY* |
| *Annual Percentage Yield. Rates are subject to change without notice. Gold and Platinum members are eligible for bonus rates. **Maximum deposit of $250,000.00 per member. | |
| Savings Rates | |
| APY** | |
| Share Savings | 0.10% APY* |
| Special Purpose | 0.10% APY* |
| IRA | 0.20% APY* |
| Money Market Account | Up to 0.75% APY* |
| $1,000.00 to $9,999.99 | 0.30% APY* |
| $10,000.00 to $24,999.99 | 0.40% APY* |
| $25,000.00 to $49,999.99 | 0.45% APY* |
| $50,000.00 to $99,999.99 | 0.60% APY* |
| $100,000.00 or greater | 0.75% APY* |
| *Annual Percentage Yield. Rates are subject to change without notice. | |
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