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Save for a Rainy Day.

Certificates are a great way to save for your future plans.  Why not earn a little extra while being prepared for the future?


Certificates are a high yielding, non-risk investment savings account, that allows a member to secure a fixed rate of return for an extended period of time.  Certificates earn a higher interest rate than our regular savings account.

Members can choose from a certificate with a term as short as 6 months or as long as 60 months.

When a certificate reaches the maturity date, the certificate may be cashed out or reinvested into another certificate.


Certificate Rates
Effective Date: Monday, January 30th, 2023
All at a minimum purchase of $500.00
TermAnnual Percentage Yield
6 month 0.15% APY*
9 month 0.20% APY*
12 month 0.25% APY*
18 month 0.30% APY*
24 month 0.35% APY*
36 month 0.45% APY*
48 month 0.55% APY*
60 Month 0.65% APY*
12 month IRA 0.25% APY*
24 month IRA 0.35% APY*
36 month IRA 0.45% APY*
48 month IRA 0.55% APY*
60 month IRA 0.65% APY*
*Annual Percentage Yield. Rates are subject to change without notice. Gold and Platinum members are eligible for bonus rates.



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