Certificates are a high yielding, non-risk investment savings account, that allows a member to secure a fixed rate of return for an extended period of time. Certificates earn a higher interest rate than our regular savings account.
Members can choose from a certificate with a term as short as 6 months or as long as 60 months.
When a certificate reaches the maturity date, the certificate may be cashed out or reinvested into another certificate.
|Effective Date: Wednesday, May 31st, 2023|
|All at a minimum purchase of $500.00|
|Term||Annual Percentage Yield|
|6 month||0.91% APY*|
|9 month**||4.00% APY*|
|12 month||1.01% APY*|
|18 month||1.06% APY*|
|24 month||1.11% APY*|
|36 month||1.21% APY*|
|48 month||1.31% APY*|
|60 Month||1.41% APY*|
|12 month IRA||1.01% APY*|
|24 month IRA||1.11% APY*|
|36 month IRA||1.21% APY*|
|48 month IRA||1.31% APY*|
|60 month IRA||1.41% APY*|
|*Annual Percentage Yield. Rates are subject to change without notice. Gold and Platinum members are eligible for bonus rates. **Maximum deposit of $150,000.00 per member.|
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