Certificates
Certificates earn a higher interest rate than our regular savings account.
Certificates are a high yielding, non-risk investment savings account, that allows a member to secure a fixed rate of return for an extended period of time.
Members can choose from a certificate with a term as short as 6 months or as long as 60 months.
When a certificate reaches the maturity date, the certificate may be cashed out or reinvested into another certificate.
Certificate Rates | |
Effective Date: Monday, October 14th, 2024 | |
All at a minimum purchase of $500.00 | |
Term | Annual Percentage Yield |
6 month** | 5.00% APY* |
9 month | 1.00% APY* |
12 month** | 4.75% APY* |
18 month | 1.06% APY* |
24 month | 1.11% APY* |
36 month | 1.21% APY* |
48 month | 1.31% APY* |
60 Month | 1.41% APY* |
12 month IRA** | 4.75% APY* |
24 month IRA | 1.11% APY* |
36 month IRA | 1.21% APY* |
48 month IRA | 1.31% APY* |
60 month IRA | 1.41% APY* |
*Annual Percentage Yield. Rates are subject to change without notice. Gold and Platinum members are eligible for bonus rates. **Maximum deposit of $250,000.00 per member. |
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