Certificates
Certificates are a high yielding, non-risk investment savings account, that allows a member to secure a fixed rate of return for an extended period of time. Certificates earn a higher interest rate than our regular savings account.
Members can choose from a certificate with a term as short as 6 months or as long as 60 months.
When a certificate reaches the maturity date, the certificate may be cashed out or reinvested into another certificate.
| Certificate Rates | |
| Effective Date: Friday, December 8th, 2023 | |
| All at a minimum purchase of $500.00 | |
| Term | Annual Percentage Yield |
| 6 month | 0.91% APY* |
| 9 month** | 5.30% APY* |
| 12 month | 1.01% APY* |
| 13 Month** | 5.00% APY* |
| 18 month | 1.06% APY* |
| 24 month | 1.11% APY* |
| 36 month | 1.21% APY* |
| 48 month | 1.31% APY* |
| 60 Month | 1.41% APY* |
| 12 month IRA | 1.01% APY* |
| 24 month IRA | 1.11% APY* |
| 36 month IRA | 1.21% APY* |
| 48 month IRA | 1.31% APY* |
| 60 month IRA | 1.41% APY* |
| *Annual Percentage Yield. Rates are subject to change without notice. Gold and Platinum members are eligible for bonus rates. **Maximum deposit of $250,000.00 per member. | |
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