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Savings Rates

Current savings account and certificate of deposit rates.

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Find our current savings rates below.

Savings Accounts
Effective Date: Thursday, August 20th, 2026
Account NameAPY*
Share Savings 0.10%
Special Purpose 0.10%
IRA 0.20%
*Annual Percentage Yield. Rates are subject to change without notice. Fees may reduce earnings.

Money Market Accounts
Effective Date: Thursday, August 20th, 2026
AmountAPY*
$1,000.00 to $9,999.99 0.30%
$10,000.00 to $24,999.99 0.40%
$25,000.00 to $49,999.99 0.45%
$50,000.00 to $99,999.99 0.60%
$100,000.00 or greater 0.75%
*Annual Percentage Yield. Rates are subject to change without notice. Fees may reduce earnings.

Certificate Rates
Effective Date: Thursday, August 20th, 2026
All at a minimum purchase of $500.00
TermAPY*
6 Months** 3.75%
9 Month 1.00%
12 Month** 3.50%
18 Month 1.06%
24 Month 1.11%
36 Month 1.21%
48 Month 1.31%
60 Month 1.41%
12 Month IRA** 3.50%
24 Month IRA 1.11%
36 Month IRA 1.21%
48 Month IRA 1.31%
60 Month IRA 1.41%
*Annual Percentage Yield. Rates are subject to change without notice. Gold and Platinum members are eligible for bonus rates. **Maximum deposit of $250,000.00 per member.

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At GR Consumers Credit Union, we have been serving our members since 1941! GRCCU is a member-owned credit union focused on exceeding our members' expectations. We look forward to assisting you with all your financial needs.

Become a member today!