Current Loan Rates
Auto Loans
Effective Date: Tuesday, August 25th, 2026
| Name | APR* As Low As |
|---|---|
| New/Used Auto | 4.25% |
| Recreational Vehicles | 4.25% |
| *Annual Percentage Rates Subject To Change Without Notice. APR on closed-end loans is determined by borrower's credit score, term and year of vehicle. Gold & Platinum members earn an interest rate discount up to 0.25% APR (as shown in the above "As Low as...). Overdraft Protection, Education and Real Estate loans are not included. Call Financial Services at (616) 538-2810 for details. Other rates and terms available. | |
Credit Cards
Effective Date: Tuesday, August 25th, 2026
| Name | APR* Intro Rate | APR* Fixed Rate |
|---|---|---|
| Gold Credit Card Rate | 6.00% | 10.65% |
| Classic Credit Card Rate | 6.00% | 14.65% |
| *Annual Percentage Rates Subject To Change Without Notice. APR on closed-end loans is determined by borrower's credit score, term and year of vehicle. Gold & Platinum members earn an interest rate discount up to 0.25% APR (as shown in the above "As Low as...). Overdraft Protection, Education and Real Estate loans are not included. Call Financial Services at (616) 538-2810 for details. Other rates and terms available. | ||
Signature
Effective Date: Tuesday, August 25th, 2026
| Name | APR* As Low As |
|---|---|
| Signature Loan | 10.00% |
| *Annual Percentage Rates Subject To Change Without Notice. APR on closed-end loans is determined by borrower's credit score, term and year of vehicle. Gold & Platinum members earn an interest rate discount up to 0.25% APR (as shown in the above "As Low as...). Overdraft Protection, Education and Real Estate loans are not included. Call Financial Services at (616) 538-2810 for details. Other rates and terms available. | |
Mortgage
Effective Date: Tuesday, August 25th, 2026
| Name | Rate |
|---|---|
| 30 Year Fixed Mortgage | Click here for daily rate |
| 15 Year Fixed Mortgage | Click here for daily rate |
Home Equity & HELOC
Effective Date: Tuesday, August 25th, 2026
| Name | APR* |
|---|---|
| Home Equity (1st Lien) | |
| 15 Year Home Equity Loan | 6.25% |
| 10 Year Home Equity Loan | 6.00% |
| 5 Year Home Equity Loan | 5.75% |
| Home Equity (2nd Lien) | |
| 15 Year Home Equity Loan | 7.25% |
| 10 Year Home Equity Loan | 7.00% |
| 5 Year Home Equity Loan | 6.75% |
| Home Equity Line of Credit | |
| Intro Rate | 2.99% |
| *Annual Percentage Rates Subject To Change Without Notice. APR on closed-end loans is determined by borrower's credit score, term and year of vehicle. Gold & Platinum members earn an interest rate discount up to 0.25% APR (as shown in the above "As Low as...). Overdraft Protection, Education and Real Estate loans are not included. Call Financial Services at (616) 538-2810 for details. Other rates and terms available. | |
