Loan Rates

Our current loan rates are listed below.

Loan Rates
Effective Date: Tuesday, July 8th, 2025
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	Rate
Mortgage
30 Year Fixed Mortgage	Click here for daily rate
15 Year Fixed Mortgage	Click here for daily rate
Home Equity (1st Lien)
15 Year Home Equity Loan	6.25% APR*
10 Year Home Equity Loan	6.00% APR*
5 Year Home Equity Loan	5.75% APR*
Home Equity (2nd Lien)
15 Year Home Equity Loan	7.25% APR*
10 Year Home Equity Loan	7.00% APR*
5 Year Home Equity Loan	6.75% APR*
Home Equity Line of Credit	2.99% APR* Intro Rate
Auto Loan
New/Used Auto	As Low As. . . 4.50% APR *
Recreational Vehicle	As Low As. . . 4.50% APR *
Credit Cards
Gold Credit Card Rate	6.00% APR* Intro Rate (10.65% APR* Fixed Rate)
Classic Credit Card Rate	6.00% APR* Intro Rate (14.65% APR* Fixed Rate)
Signature
Signature Loan	As Low As...10.00%APR*
*Annual Percentage Rates Subject To Change Without Notice. APR on closed-end loans is determined by borrower's credit score, term and year of vehicle. Gold & Platinum members earn an interest rate discount up to 0.25% APR (as shown in the above "As Low as...). Overdraft Protection, Education and Real Estate loans are not included. Call Financial Services at (616) 538-2810 for details. Other rates and terms available.