Loan Rates

Our current loan rates are listed below.

Loan Rates
Effective Date: Wednesday, May 21st, 2025
Apply Now!
	Rate
Mortgage
30 Year Fixed Mortgage	Click here for daily rate
15 Year Fixed Mortgage	Click here for daily rate
Home Equity (1st Lien)
15 Year Home Equity Loan	6.25% APR*
10 Year Home Equity Loan	6.00% APR*
5 Year Home Equity Loan	5.75% APR*
Home Equity (2nd Lien)
15 Year Home Equity Loan	7.25% APR*
10 Year Home Equity Loan	7.00% APR*
5 Year Home Equity Loan	6.75% APR*
Home Equity Line of Credit	2.99% APR* Intro Rate
Auto Loan
New/Used Auto	As Low As. . . 4.50% APR *
Recreational Vehicle	As Low As. . . 4.50% APR *
Credit Cards
Gold Credit Card Rate	6.00% APR* Intro Rate (10.65% APR* Fixed Rate)
Classic Credit Card Rate	6.00% APR* Intro Rate (14.65% APR* Fixed Rate)
Signature
Signature Loan	As Low As...10.00%APR*
*Annual Percentage Rates Subject To Change Without Notice. APR on closed-end loans is determined by borrower's credit score, term and year of vehicle. Gold & Platinum members earn an interest rate discount up to 0.25% APR (as shown in the above "As Low as...). Overdraft Protection, Education and Real Estate loans are not included. Call Financial Services at (616) 538-2810 for details. Other rates and terms available.