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Rates

At GRCCU we have highly competitive rates.  Check out our loan and savings rates below.

To apply for a loan, give us a call at 616-538-2810 or apply here.

Current Rates

Loan Rates
Effective Date: Wednesday, November 21st, 2018

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Rate
Mortgage
30 Year Fixed Mortgage Rate Set Daily
15 Year Fixed Mortgage 4.50% APR*
10 Year Fixed Mortgage 4.25% APR*
7 Year Fixed Mortgage 4.00% APR*
Home Equity (1st Lien)
15 Year Home Equity Loan 5.00% APR*
10 Year Home Equity Loan 4.75% APR*
5 Year Home Equity Loan 4.50% APR*
Home Equity (2nd Lien)
15 Year Home Equity Loan 5.90% APR*
10 Year Home Equity Loan 5.80% APR*
5 Year Home Equity Loan 5.50% APR*
Home Equity Line of Credit 2.99% APR* Intro Rate
Auto Loan
New/Used Auto As Low As. . .2.99% APR *
Recreational Vehicle As Low As. . .2.99% APR *
VISA
VISA Gold Rate 6.00% APR* Intro Rate (10.65% APR* Fixed Rate)
VISA Classic Rate 6.00% APR* Intro Rate (14.65% APR* Fixed Rate)
Signature
Signature Loan As Low As...9.50%APR*
*Annual Percentage Rates Subject To Change Without Notice. APR on closed-end loans is determined by borrower's credit score, term and year of vehicle. Gold & Platinum members earn an interest rate discount up to 0.25% APR (as shown in the above "As Low as...). Overdraft Protection, Education and Real Estate loans are not included. Call Financial Services at (616) 538-2810 for details. Other rates and terms available.

Certificate of Deposit Rates
Effective Date: Wednesday, November 21st, 2018
All at a minimum purchase of $500.00
TermPlatinum
6 month 1.41% APY*
9 month 1.51% APY*
12 month 1.71% APY*
18 month 1.97% APY*
24 month 2.17% APY*
36 month 2.32% APY*
48 month 2.53% APY*
60 Month 2.84% APY*
12 month IRA 1.71% APY*
24 month IRA 2.17% APY*
36 month IRA 2.32% APY*
48 month IRA 2.53% APY*
60 month IRA 2.84% APY*
*Annual Percentage Yield. Rates are subject to change without notice. Platinum Rewards APY shown.

Savings Rates
APY**
Share Savings 0.10% APY*
Special Purpose 0.10% APY*
IRA 0.20% APY*
High Yield Money Market Account Up to 0.35% APY*
$1,000.00 to $9,999.99 0.15% APY*
$10,000.00 to $24,999.99 0.20% APY*
$25,000.00 to $49,999.99 0.30% APY*
$50,000.00 to $99,999.99 0.30% APY*
$100,000.00 or greater 0.35% APY*
*Annual Percentage Yield. Rates are subject to change without notice.

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