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Rates

At GRCCU we have highly competitive rates.  Check out our loan and savings rates below.

To apply for a loan, give us a call at 616-538-2810 or apply here.

Current Rates

Find our current loan and savings rates below.

Loan Rates
Effective Date: Tuesday, August 9th, 2022

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Rate
Mortgage
30 Year Fixed Mortgage Click here for daily rate
15 Year Fixed Mortgage Click here for daily rate
Home Equity (1st Lien)
15 Year Home Equity Loan 4.750% APR*
10 Year Home Equity Loan 4.500% APR*
5 Year Home Equity Loan 4.250% APR*
Home Equity (2nd Lien)
15 Year Home Equity Loan 5.750% APR*
10 Year Home Equity Loan 5.500% APR*
5 Year Home Equity Loan 5.250% APR*
Home Equity Line of Credit 2.99% APR* Intro Rate
Auto Loan
New/Used Auto As Low As. . . 2.99% APR *
Recreational Vehicle As Low As. . .2.99% APR *
Credit Cards
Gold Credit Card Rate 6.00% APR* Intro Rate (10.65% APR* Fixed Rate)
Classic Credit Card Rate 6.00% APR* Intro Rate (14.65% APR* Fixed Rate)
Signature
Signature Loan As Low As...9.75%APR*
*Annual Percentage Rates Subject To Change Without Notice. APR on closed-end loans is determined by borrower's credit score, term and year of vehicle. Gold & Platinum members earn an interest rate discount up to 0.25% APR (as shown in the above "As Low as...). Overdraft Protection, Education and Real Estate loans are not included. Call Financial Services at (616) 538-2810 for details. Other rates and terms available.

Certificate Rates
Effective Date: Tuesday, August 9th, 2022
All at a minimum purchase of $500.00
TermAnnual Percentage Yield
6 month 0.15% APY*
9 month 0.20% APY*
12 month 0.25% APY*
18 month 0.30% APY*
24 month 0.35% APY*
36 month 0.45% APY*
48 month 0.55% APY*
60 Month 0.65% APY*
12 month IRA 0.25% APY*
24 month IRA 0.35% APY*
36 month IRA 0.45% APY*
48 month IRA 0.55% APY*
60 month IRA 0.65% APY*
*Annual Percentage Yield. Rates are subject to change without notice. Gold and Platinum members are eligible for bonus rates.

Savings Rates
APY**
Share Savings 0.10% APY*
Special Purpose 0.10% APY*
IRA 0.20% APY*
Money Market Account Up to 0.35% APY*
$1,000.00 to $9,999.99 0.15% APY*
$10,000.00 to $24,999.99 0.20% APY*
$25,000.00 to $49,999.99 0.30% APY*
$50,000.00 to $99,999.99 0.30% APY*
$100,000.00 or greater 0.35% APY*
*Annual Percentage Yield. Rates are subject to change without notice.

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