| Loan Rates |
| Effective Date: Wednesday, October 29th, 2025 |
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|
| Rate |
| Mortgage |
| 30 Year Fixed Mortgage |
Click here for daily rate |
| 15 Year Fixed Mortgage |
Click here for daily rate |
| Home Equity (1st Lien) |
| 15 Year Home Equity Loan |
6.25% APR* |
| 10 Year Home Equity Loan |
6.00% APR* |
| 5 Year Home Equity Loan |
5.75% APR* |
| Home Equity (2nd Lien) |
| 15 Year Home Equity Loan |
7.25% APR* |
| 10 Year Home Equity Loan |
7.00% APR* |
| 5 Year Home Equity Loan |
6.75% APR* |
| Home Equity Line of Credit |
2.99% APR* Intro Rate |
| Auto Loan |
| New/Used Auto |
As Low As. . . 4.25% APR * |
| Recreational Vehicle |
As Low As. . . 4.25% APR * |
| Credit Cards |
| Gold Credit Card Rate |
6.00% APR* Intro Rate (10.65% APR* Fixed Rate) |
| Classic Credit Card Rate |
6.00% APR* Intro Rate (14.65% APR* Fixed Rate) |
| Signature |
| Signature Loan |
As Low As...10.00%APR* |
| *Annual Percentage Rates Subject To Change Without Notice. APR on closed-end loans is determined by borrower's credit score, term and year of vehicle. Gold & Platinum members earn an interest rate discount up to 0.25% APR (as shown in the above "As Low as...). Overdraft Protection, Education and Real Estate loans are not included. Call Financial Services at (616) 538-2810 for details. Other rates and terms available. |
| Certificate Rates |
| Effective Date: Wednesday, October 29th, 2025 |
| All at a minimum purchase of $500.00 |
| Term | Annual Percentage Yield |
| 6 month** |
4.25% APY* |
| 9 month |
1.00% APY* |
| 12 month** |
3.75% APY* |
| 18 month |
1.06% APY* |
| 24 month |
1.11% APY* |
| 36 month |
1.21% APY* |
| 48 month |
1.31% APY* |
| 60 Month |
1.41% APY* |
| 12 month IRA** |
3.75% APY* |
| 24 month IRA |
1.11% APY* |
| 36 month IRA |
1.21% APY* |
| 48 month IRA |
1.31% APY* |
| 60 month IRA |
1.41% APY* |
| *Annual Percentage Yield. Rates are subject to change without notice. Gold and Platinum members are eligible for bonus rates. **Maximum deposit of $250,000.00 per member. |
| Savings Rates |
| APY** |
| Share Savings |
0.10% APY* |
| Special Purpose |
0.10% APY* |
| IRA |
0.20% APY* |
| Money Market Account |
Up to 0.75% APY* |
| $1,000.00 to $9,999.99 |
0.30% APY* |
| $10,000.00 to $24,999.99 |
0.40% APY* |
| $25,000.00 to $49,999.99 |
0.45% APY* |
| $50,000.00 to $99,999.99 |
0.60% APY* |
| $100,000.00 or greater |
0.75% APY* |
| *Annual Percentage Yield. Rates are subject to change without notice. Fees may reduce earnings. |
