Current GR Consumers CU Rates
Loan Rates
Auto Loans
Effective Date: Wednesday, August 19th, 2026
| Name | APR* As Low As |
|---|---|
| New/Used Auto | 4.50% |
| Recreational Vehicles | 4.50% |
| *Annual Percentage Rates Subject To Change Without Notice. APR on closed-end loans is determined by borrower's credit score, term and year of vehicle. Gold & Platinum members earn an interest rate discount up to 0.25% APR (as shown in the above "As Low as...). Overdraft Protection, Education and Real Estate loans are not included. Call Financial Services at (616) 538-2810 for details. Other rates and terms available. | |
Credit Cards
Effective Date: Wednesday, August 19th, 2026
| Name | APR* Intro Rate | APR* Fixed Rate |
|---|---|---|
| Gold Credit Card Rate | 6.00% | 10.65% |
| Classic Credit Card Rate | 6.00% | 14.65% |
| *Annual Percentage Rates Subject To Change Without Notice. APR on closed-end loans is determined by borrower's credit score, term and year of vehicle. Gold & Platinum members earn an interest rate discount up to 0.25% APR (as shown in the above "As Low as...). Overdraft Protection, Education and Real Estate loans are not included. Call Financial Services at (616) 538-2810 for details. Other rates and terms available. | ||
Signature
Effective Date: Wednesday, August 19th, 2026
| Name | APR* As Low As |
|---|---|
| Signature Loan | 10.00% |
| *Annual Percentage Rates Subject To Change Without Notice. APR on closed-end loans is determined by borrower's credit score, term and year of vehicle. Gold & Platinum members earn an interest rate discount up to 0.25% APR (as shown in the above "As Low as...). Overdraft Protection, Education and Real Estate loans are not included. Call Financial Services at (616) 538-2810 for details. Other rates and terms available. | |
Mortgage
Effective Date: Wednesday, August 19th, 2026
| Name | Rate |
|---|---|
| 30 Year Fixed Mortgage | Click here for daily rate |
| 15 Year Fixed Mortgage | Click here for daily rate |
Home Equity & HELOC
Effective Date: Wednesday, August 19th, 2026
| Name | APR* |
|---|---|
| Home Equity (1st Lien) | |
| 15 Year Home Equity Loan | 6.25% |
| 10 Year Home Equity Loan | 6.00% |
| 5 Year Home Equity Loan | 5.75% |
| Home Equity (2nd Lien) | |
| 15 Year Home Equity Loan | 7.25% |
| 10 Year Home Equity Loan | 7.00% |
| 5 Year Home Equity Loan | 6.75% |
| Home Equity Line of Credit | |
| Intro Rate | 2.99% |
| *Annual Percentage Rates Subject To Change Without Notice. APR on closed-end loans is determined by borrower's credit score, term and year of vehicle. Gold & Platinum members earn an interest rate discount up to 0.25% APR (as shown in the above "As Low as...). Overdraft Protection, Education and Real Estate loans are not included. Call Financial Services at (616) 538-2810 for details. Other rates and terms available. | |
Savings Rates
Savings Accounts
Effective Date: Wednesday, August 19th, 2026
| Account Name | APY* |
|---|---|
| Share Savings | 0.10% |
| Special Purpose | 0.10% |
| IRA | 0.20% |
| *Annual Percentage Yield. Rates are subject to change without notice. Fees may reduce earnings. | |
Money Market Accounts
Effective Date: Wednesday, August 19th, 2026
| Amount | APY* |
|---|---|
| $1,000.00 to $9,999.99 | 0.30% |
| $10,000.00 to $24,999.99 | 0.40% |
| $25,000.00 to $49,999.99 | 0.45% |
| $50,000.00 to $99,999.99 | 0.60% |
| $100,000.00 or greater | 0.75% |
| *Annual Percentage Yield. Rates are subject to change without notice. Fees may reduce earnings. | |
Certificate Rates
Effective Date: Wednesday, August 19th, 2026
All at a minimum purchase of $500.00
| Term | APY* |
|---|---|
| 6 Months** | 3.75% |
| 9 Month | 1.00% |
| 12 Month** | 3.50% |
| 18 Month | 1.06% |
| 24 Month | 1.11% |
| 36 Month | 1.21% |
| 48 Month | 1.31% |
| 60 Month | 1.41% |
| 12 Month IRA** | 3.50% |
| 24 Month IRA | 1.11% |
| 36 Month IRA | 1.21% |
| 48 Month IRA | 1.31% |
| 60 Month IRA | 1.41% |
| *Annual Percentage Yield. Rates are subject to change without notice. Gold and Platinum members are eligible for bonus rates. **Maximum deposit of $250,000.00 per member. | |
