Rates

Loan Rates
Effective Date: Monday, February 20th, 2017
Rate

Mortgage

30 Year Fixed Mortgage Rate Set Daily
15 Year Fixed Mortgage 3.95% APR*
10 Year Fixed Mortgage 3.75% APR*
7 Year Fixed Mortgage 3.50% APR*

Home Equity

10 Year Home Equity Loan 5.80% APR*
5 Year Home Equity Loan 5.50% APR*
Home Equity Line of Credit 2.99% APR* Intro Rate

Auto Loan

New/Used Auto As Low As...2.24% APR *
Recreational Vehicle As Low As...2.24%APR *

VISA

VISA Gold Rate 6.00% APR* Intro Rate (10.65% APR* Fixed Rate)
VISA Classic Rate 6.00% APR* Intro Rate (14.65% APR* Fixed Rate)

Signature

Signature Loan As Low As...9.00%APR

*Annual Percentage Rates Subject To Change Without Notice. APR on closed-end loans is determined by borrower's credit score, term and year of vehicle. Gold & Platinum members earn an interest rate discount up to 0.25% APR (as shown in the above "As Low as...). Overdraft Protection, Education and Real Estate loans are not included. Call Financial Services at (616) 538-2810 for details. Other rates and terms available.
**Fixed Home Equity Rate as shown aboved is based on 1st lien position.

 


Deposit Rates

Certificate of Deposit Rates
Effective Date: Monday, February 20th, 2017
All at a minimum purchase of $200.00
TermPlatinum
6 month 0.30% APY*
9 month 0.30% APY*
12 month 0.40% APY*
18 month 0.40% APY*
24 month 0.55% APY*
36 month 0.80% APY*
48 month 1.01% APY*
12 month IRA1 0.40% APY*
24 month IRA1 0.55% APY*
36 month IRA1 0.80% APY*
48 month IRA1 1.01% APY*
*Annual Percentage Yield, rates are subject to change without notice
1Available Traditional IRA and Coverdell Education accounts

Savings Rates
APY**
Share Savings 0.10% APY*
Special Purpose 0.10% APY*
IRA1 0.20% APY*
High Yield Money Market Account Up to 0.35% APY*
$1,000.00 to $9,999.99 0.15% APY*
$10,000.00 to $24,999.99 0.20% APY*
$25,000.00 to $49,999.99 0.30% APY*
$50,000.00 to $99,999.99 0.30% APY*
$100,000.00 or greater 0.35% APY*
*Annual Percentage Yield, rates are subject to change without notice
1Available Traditional IRA, Roth IRA and Coverdell Education accounts

Equal Housing LenderNational Credit Union Administration
NCUA - Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government agency. Equal Housing Lender - We do business in accordance with the Fair Housing Law and Equal Opportunity Credit Act