Mortgage Loans

A Mortgage Loan from GR Consumers Credit Union can open the door to your dreams! If you are thinking of buying your first or second home, land to build on later or some income property, you need to look no further! 

IMPORTANT NOTE:  GRCCU does not finance real estate outside the State of Michigan.

  • First Mortgage Loans
  • 7, 10, 15 and 30 Year Fixed Rates
  • Vacant Land
  • Fixed and Variable
  • Interest Paid on Escrow Accounts
  • Competitive Rates and Terms
  • From 0 to 2.50 Points
  • Low Closing Costs
  • Condominium Loans





Home equity loans

The strength of your home's equity can be used to compliment your lifestyle. Your house has you covered for the good things in life. You've put time and money into making it a home so now is the time to let your home give you something back.

Every mortgage payment you make builds equity in your home. Use that equity to do those things you have been putting off:

Home Equity Lending Facts:

Vehicle Loans

Drive away with a new car through GR Consumers Credit Union Vehicle Loans.

GAP – Guaranteed Asset Protection. Too often insurance companies cannot pay off the entire balance of your loan if you suffer a total loss of your vehicle. They will pay "fair market value" which usually means low blue book or NADA. This leaves you with a balance on your loan that you are responsible to pay even though you no longer have that vehicle. Many car owners are "upside down" on their vehicles which means they owe more than their vehicle is worth. GRCCU GAP protection pays that difference, or that "gap" so you don't have to come out of pocket for the additional money.


Signature Loans

Make it fast and easy with a signature loan. You guarantee to repay these loans with only a signature, no collateral needed. Your car is financed, the house is under two mortgages and nothing to use for security? A signature loan is your answer for a quick and easy loan.


E.L.F. Loans - (Educational Loan Financing)

Educational Loan Financing is GR Consumers Credit Union's means to provide our members with a supplemental source of funding for college. If you don't qualify, or have maxed out your governmental student loans, an E.L.F. loan may be just your answer!


Equal Housing LenderNational Credit Union Administration
NCUA - Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government agency. Equal Housing Lender - We do business in accordance with the Fair Housing Law and Equal Opportunity Credit Act